Auto insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise therefrom. 

Auto insurance may also offer financial protection against theft of the vehicle and damage to the vehicle, sustained from things other than traffic collisions.

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

• Bodily injury liability - for injuries the policyholder causes to someone else.
  Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
• Property damage liability - for damage the policyholder causes to someone else’s property.
• Collision - for damage to the policyholder’s car from a collision.
• Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
• Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.

Contact us to learn more about the right car insurance for you.

All Terrain Vehicle insurance provides financial protection against physical damage and/or bodily injury resulting from collisions and against liability that could also arise from the use or storage of your ATV. 

We provide insurance for a number of vehicles that fall under the category all terrain vehicles.

Although most people think of 4-wheelers when it comes to ATV insurance, in some cases ATV insurance policies can also cover:

• Snowmobiles
• Segways
• Golf Carts
• Tracked All Terrain Vehicles
• Amphibious Vehicles
• Go Carts
• Certain Motorcycles

Contact us to learn more about the right ATV insurance for you.

Boat insurance protects a boat, its owner, and passengers in the event of a loss. 

Boat insurance can include all motorized water vehicles including, but not limited to, fishing boats, pontoon boats, yachts, and jet skis.

• Liability Coverage - pays for injuries and property damage to others as a result of a covered accident in which you are found to be legally liable. This may include pollution liability and wreckage removal depending on your policy.
• Collision Coverage - pays for damages to your boat, motor, trolling motor, trailer along with the permanent and some portable boating equipment as a result of a covered accident with another boat or object.
• Comprehensive Coverage - covers damages to your boat, motor, trolling motor, trailer and some permanent and portable boating equipment that are the result of events other than collision. For example, this can include damage from fire, theft or storms.
• Uninsured or Underinsured Boater Coverage - Covers the insured for damages and bodily injury that you and any passenger of your boat sustain if injured in a covered accident involving an uninsured or underinsured boater and also in some cases a hit-and-run boater.
• Medical Payments - Cover medical expenses for the treatment of injuries that are incurred by you or your boat passengers while operating or occupying your boat.
• On-Water Towing and Labor Coverage - This coverage option pays for towing expenses and other emergency services up to pre-defined limits in the event your boat becomes disabled on the water.
• Fishing Equipment Coverage - Specific coverage to help pay for damage to fishing equipment while on your insured boat or while being carried onto or off of your insured boat.
  Personal Effects Coverage - pays replacement cost for damages or losses of your personal property while onboard or while being carried onto or off of your insured boat.

Contact us to learn more about the right boat insurance for you.

Classic Car insurance is very similar to regular car insurance, but is often less expensive because the vehicles being insured are not used for every day driving.

There are a number of factors that qualify vehicles for Classic Auto Insurance, including the model year, annual miles driven, and customizations.

• Antique & Classic Cars
• Modern Collector Vehicles
• Modified Vehicles
• Classic Trucks & Utility Vehicles
• Motorsports Vehicles
• Vintage Motorcycles & Scooters
• Retired Commercial Vehicles
• Collector Trailers
• Vehicles Under Construction
• Classic Military Vehicles
• Antique Tractors

Contact us to learn more about the right classic car insurance for you.

Motorcycle insurance provides financial protection against physical damage and/or bodily injury resulting from traffic collisions and against liability that could also arise from the actions of the motorcycle driver. 

Motorcycle insurance may also offer financial protection against theft of the motorcycle and damage sustained from things other than traffic collisions.

Roadside assistance and breakdown coverage are services that assist motorists, or bicyclists, whose vehicles have suffered a mechanical failure that leaves the operator stranded.

Although there are many different available options and services with our roadside assistance plans and every type of roadside assistance plan includes different options, roadside assistance coverage typically proivides protection for:

• Mechanical Breakdown 
• Flat Tire Change
• Battery Jump Start
• Emergency Fuel & Fluid Delivery
• Locksmith Service

Contact us to learn more about protecting yourself and your family from a problem on the road.

RV Insurance coverage is designed for most recreational vehicles, including motor homes, fifth wheel trailers, Airstream travel trailers, mounted truck campers and more.

Specialized RV coverage provides the features specific to the needs of an RV owner like contents coverage.

There are basically six different types of coverages. Some may be required by law. Others are optional. They are:

• Bodily injury liability - for injuries the policyholder causes to someone else.
  Medical payments or Personal Injury Protection (PIP) - for treatment of injuries to the driver and passengers of the policyholder’s car.
• Property damage liability - for damage the policyholder causes to someone else’s property.
• Collision - for damage to the policyholder’s car from a collision.
• Comprehensive - for damage to the policyholder’s car not involving a collision with another car (including damage from fire, explosions, earthquakes, floods, and riots), and theft.
• Uninsured motorists coverage - for costs resulting from an accident involving a hit-and-run driver or a driver who does not have insurance.
• Contents Coverage - Covers damage or loss of the contents of the recreational vehicle. Contents coverage is typically purchased at a set amount not to be exceeded in a claim payout.

Contact us to learn more about the right RV insurance for you.